Protect Your Watercraft

Boat insurance offers crucial coverage for water-related incidents, similar to how our auto insurance protects you on the road. Injury or damage can be due to direct contact with your vessel or situations caused by your vessel, like large wakes. Boat liability coverage may provide protection against lawsuits, including the payment of settlements and legal fees.

Coverage Options

  • Boat, motor, trailer

  • Equipment permanently attached to the boat

  • Electric trolling motors

  • Detachable canopies

  • Seat cushions

  • Life preserves

  • and more…

Looking for the best boat insurance? Our offerings provide crucial coverage for water-related incidents, ensuring your peace of mind on and off the water. Request your boat insurance quote today to get started.

Boat Insurance

Why is Boat Insurance Important?

Boat insurance is as vital as insuring your mobile home or RV, providing financial protection and peace of mind in unforeseen circumstances. While not a conventional coverage, boat insurance fulfills several key roles that enhance your sailing experience. Here are some lesser-discussed, but crucial advantages of the insurance:

  • Protects Equipment: It covers the associated boating equipment, not just the vessel itself, safeguarding your investment.

  • Personal Liability Coverage: If your boat causes injury or property damage, this insurance helps cover the cost.

  • Unforeseen Damage Coverage: Incidents like vandalism, theft, or fire can occur when you least expect them, and this coverage ensures your boat’s protection.

The insurance makes your aquatic adventures worry-free, offering a protective shield against the unforeseen mishaps that might otherwise capsize your financial stability. Despite the calm waters, storms can appear suddenly; with boat insurance, you ensure smooth sailing through all weather. In a nutshell, boat insurance is more than just a safety measure – it’s your anchor in uncertain waters.

INSURE WHAT MATTERS MOST. GET A QUOTE TODAY.

We never charge for an insurance review. Call or stop in today.

Why Coverage?

If you own a boat you know that the simplest mistake could cost you. You could forget to anchor your boat while you go swimming and the current pulls it away, you could accidentally ram the boat into rocks causing the metal to rip and tear, or a storm could even cause serious damage to your boat.

A boat is a huge investment, and securing the best boat insurance ensures that this investment doesn’t go to waste. Contact us for a comprehensive boat insurance quote tailored to your needs today!

Adamson Insurance & Associates offers boat insurance for all of your boat accident needs. Whether you collide with another boat or a storm damages your boat, we have you covered. We can provide you with peace of mind when it comes to both your boat and your money.

Types of Watercraft

  • Runabout/Sport Boats

  • Cruiser/Yachts

  • Sailboats

  • Bass Boats

  • Jet Skis

  • Houseboats

  • Kayak/Canoes

  • and many more…

Customer Comments

I have had amazing experiences with Adamson & Associates from supporting me during a move (homeowners policy) to consistently providing top-notch customer service during times of need like after the derecho and forgetting about an expired auto ID card while renting a car. Mike, Erin, and the team provide A+ service — they’re all very quick and attentive. Thanks team!
Susan Metheny, Ankeny, IA

Just renewed home and vehicle policies. Great staff, organization, and customer service.

David McDonald , Des Moines, IA
Rebekah Jo

They were very professional. With a welcoming staff and very nice facility. They were there to help anywhere from larger business accounts to personal accounts needs. I will highly recommend using Adamson Insurance & Associates.

Rebekah Jo , Ankeny, IA

PARTNERS