Extra Security Over Basic Protection
Personal Umbrella Insurance, one of the most commonly overlooked policies, could serve as the best line of defense in the face of a catastrophic financial event.
Umbrella Insurance
Personal Umbrella Liability is one of the most commonly overlooked policies, but in the case of a catastrophic financial event, it could be the best line of defense you will ever have. If you are involved in a major auto accident or if someone gets injured on your property, you could be sued for damages well beyond the liability coverage provided by your Home and Auto Insurance policies.
In such a critical situation, having Personal Umbrella Insurance will protect your home, car, future wages, and all of your priceless assets from being used to pay for the expenses.
Coverage
Personal Umbrella insurance can be applied to events such as:
Why is Umbrella Insurance Important?
The insurance offers an invaluable safety net that stretches beyond the confines of standard insurance policies, becoming a fundamental element in a comprehensive protection plan. Here are some lesser-known, yet key advantages of investing in an umbrella insurance policy:
- Diverse Asset Protection: It safeguards a wider range of assets that other insurance policies may not cover, fortifying your financial future.
- Non-profit Volunteer Protection: If you volunteer for a non-profit, the insurance can protect you from liability claims that might arise during your service.
- Rental Equipment Coverage: Damage or liability issues related to rented equipment, boats, or cars may be covered under your umbrella policy.
- Future Income Coverage: In certain situations, your future income might be at risk in a lawsuit. The insurance can protect this income before it’s jeopardized.
Umbrella insurance delivers a sense of financial serenity, helping you navigate life’s storms with a robust and dependable shield. It serves as a protective fortress for your assets, while also catering to specific needs not usually addressed by standard insurance policies. So, whether it’s unexpected liabilities or the protection of future earnings, the insurance is a cornerstone for comprehensive financial planning, providing an umbrella of certainty in an uncertain world.
Customer Comments
Just renewed home and vehicle policies. Great staff, organization, and customer service.
They were very professional. With a welcoming staff and very nice facility. They were there to help anywhere from larger business accounts to personal accounts needs. I will highly recommend using Adamson Insurance & Associates.
I have had amazing experiences with Adamson & Associates from supporting me during a move (homeowners policy) to consistently providing top-notch customer service during times of need like after the derecho and forgetting about an expired auto ID card while renting a car. Mike, Erin, and the team provide A+ service — they’re all very quick and attentive. Thanks team!