Protect Your Personal Property

What would you do if your personal property was stolen? In most incidents, the landlord’s policy will not protect your personal property. That’s why it’s a good idea to invest in renters insurance, much like Home Insurance protects homeowners.

Renters Insurance Coverage

  • Damage to furniture, electronics, jewelry and much more

  • Fire damage

  • Theft

  • Damage that you cause

  • Damage that is inadvertently caused

  • Accidents at the home

  • Visitors’ injury protection

Apartment Building in Ankeny, IA - Renters Insurance

Why is Renters Insurance Important?

In the sea of personal finance decisions to navigate, renters insurance emerges as a practical choice. While you may not own the property, your personal belongings within are valuable and deserve protection. Renters insurance offers multiple key benefits:

  • Personal Property Coverage: Replaces your belongings if they’re damaged, stolen, or destroyed. This could include everything from electronics and furniture to clothing and appliances.

  • Liability Protection: Protects you if someone is injured in your rental property, or if you accidentally damage someone else’s property.

  • Additional Living Expenses: If a covered peril forces you out of your rental, your policy can help pay for a hotel stay and additional living expenses.

  • Peace of Mind: Knowing you are covered in case of unexpected events provides emotional comfort.

The importance of renters insurance extends beyond just safeguarding your personal belongings. It also covers liability concerns and can provide for unexpected living expenses. In essence, it’s a small investment that protects you from large financial setbacks. Even though it’s often overlooked, the peace of mind and financial protection renters insurance provides are reasons enough for it to be an essential part of your financial plan.

INSURE WHAT MATTERS MOST. GET A QUOTE TODAY.

We never charge for an insurance review. Call or stop in today.

Protecting Your Assets

Just as we tailor Home Insurance to homeowners, we work with tenants to find the perfect Renters Insurance policy, ensuring comprehensive asset protection. Depending on an individual’s coverage, their insurance could protect their assets one of two ways: Actual Cash Value (ACV), which insures items for their current worth, or Replacement Cost, which pays for the replacement of damaged items with brand new pieces. We also discuss liability coverage and how a policy could benefit a renter in a “loss of use” situation.

Once we have determined appropriate coverage, we turn to our trusted carriers for affordable premiums.

Customer Comments

I have had amazing experiences with Adamson & Associates from supporting me during a move (homeowners policy) to consistently providing top-notch customer service during times of need like after the derecho and forgetting about an expired auto ID card while renting a car. Mike, Erin, and the team provide A+ service — they’re all very quick and attentive. Thanks team!
Susan Metheny, Ankeny, IA
Rebekah Jo

They were very professional. With a welcoming staff and very nice facility. They were there to help anywhere from larger business accounts to personal accounts needs. I will highly recommend using Adamson Insurance & Associates.

Rebekah Jo , Ankeny, IA

Just renewed home and vehicle policies. Great staff, organization, and customer service.

David McDonald , Des Moines, IA

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