Protect Your Personal Property

Imagine coming home to find your belongings stolen or damaged—would your landlord’s insurance cover it? In most cases, the answer is no.

Without renters insurance, you could be left spending out of pocket for lost furniture, electronics, and more. Protect what matters with renters insurance, so you’re covered when the unexpected happens.

Renters Insurance Coverage

One unexpected event could cost you thousands—but renters insurance makes sure you’re protected. Here’s what’s covered:

  • Damage to furniture, electronics, jewelry and much more

  • Fire damage

  • Theft

  • Damage that you cause

  • Damage that is inadvertently caused

  • Accidents at the home

  • Visitors’ injury protection

Why risk paying out of pocket? Renters insurance gives you affordable protection so you can live worry-free.

Modern apartment complex in Ankeny, IA, covered by renters insurance from Adamson Insurance & Associates

Why Renters Insurance is Essential

You work hard for what you own, and losing it all to an unexpected event isn’t something anyone plans for. While you may not own the property, your belongings—and your financial security—are worth protecting.

Here’s why renters insurance makes sense:

  • Covers What Matters – From electronics to furniture, renters insurance helps you replace what’s lost due to theft, fire, or accidental damage.

  • Protects You from the Unexpected – Accidents happen. If a visitor gets injured in your home or you unintentionally cause damage, you’re covered.

  • Keeps You on Your Feet – If an emergency forces you to leave your rental, insurance helps with temporary housing and unexpected costs.

  • Gives You One Less Thing to Worry About – Knowing you’re covered means fewer financial worries and more peace of mind.

Life is unpredictable—but protecting what you own doesn’t have to be. Renters insurance helps you stay prepared, no matter what comes your way.

INSURE WHAT MATTERS MOST. GET A QUOTE TODAY.

We never charge for an insurance review. Call or stop in today.

Protecting Your Assets

Just as we tailor Home Insurance to homeowners, we work with tenants to find the perfect Renters Insurance policy, ensuring comprehensive asset protection. Depending on an individual’s coverage, their insurance could protect their assets one of two ways: Actual Cash Value (ACV), which insures items for their current worth, or Replacement Cost, which pays for the replacement of damaged items with brand new pieces. We also discuss liability coverage and how a policy could benefit a renter in a “loss of use” situation.

Once we have determined appropriate coverage, we turn to our trusted carriers for affordable premiums.

Customer Comments

Just renewed home and vehicle policies. Great staff, organization, and customer service.

David McDonald , Des Moines, IA
Rebekah Jo

They were very professional. With a welcoming staff and very nice facility. They were there to help anywhere from larger business accounts to personal accounts needs. I will highly recommend using Adamson Insurance & Associates.

Rebekah Jo , Ankeny, IA
I have had amazing experiences with Adamson & Associates from supporting me during a move (homeowners policy) to consistently providing top-notch customer service during times of need like after the derecho and forgetting about an expired auto ID card while renting a car. Mike, Erin, and the team provide A+ service — they’re all very quick and attentive. Thanks team!
Susan Metheny, Ankeny, IA

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