Term Life Insurance

Flexible and Affordable

Term life insurance is a flexible, affordable option compared to other costly permanent life insurance policies because it provides a level premium and a level-death protection for certain length of time.

There are many reasons why you should invest in term life insurance. It covers short term financial needs, is very affordable, has a low initial cost, is great for temporary coverage needs, has no waiting period, no medical exam, and it covers everyday bills, medical expenses and other debts. The premiums won’t suddenly increase after the period ends, and it is beneficial to young adults and families that need protection against loss of income.

For those seeking long-term stability and value accumulation, our Whole Life Insurance might be the perfect complement to your financial strategy.

Types

Annual Renewable Term is purchased for a period of one year, with the death benefit to be paid only if the insured were to die during that one-year term, along with the option to renew after the term period.
Level Term Life guarantees a fixed premium for a given period of time, usually in terms of 10, 15, 20, or 30 years. Your premium is based on your age and coverage options, with longer terms being more expensive.

Seeking financial security for your loved ones? Our Term Life Insurance offers peace of mind, ensuring that your family’s financial needs are taken care of in the event of unexpected circumstances. With our tailored policies in place, you can feel confident that you’re leaving a safety net for those who matter most. Ready to safeguard your family’s future? Reach out to us to discuss the best term life insurance options for your needs.

Why is Term Life Insurance Essential?

This insurance acts as your financial safety net, offering a straightforward and cost-effective way to protect your loved ones. It’s the bedrock of a sound financial plan, providing reliable coverage during life’s unpredictable moments. Let’s explore the unique benefits it brings:

Targeted Protection When It Matters Most: It’s there for you, offering a clear and focused safety net for specific time frames—whether it’s for the length of your mortgage or until your children graduate college. It’s like having a parachute; you hope you never need it, but it’s indispensable if you do.
Budget-Friendly Security: Think of this insurance as your financial guardian angel—watching over your family’s financial well-being without breaking the bank. It allows you to allocate more of your resources to living life today, while still planning for the future.
Tailored to Your Life’s Journey: With this insurance, you aren’t just buying a policy; you’re customizing a plan that fits your life stage and financial goals. Whether you opt for a 10-year, 20-year, or 30-year term, you have the assurance that you’re covered, with the flexibility to adapt as your needs evolve.

Term life insurance is more than a policy; it’s peace of mind for you and your family. It’s about making sure that no matter what tomorrow brings, your loved ones will be financially secure.

Our Term Life Insurance is designed with your peace of mind as the priority. It’s about ensuring your family’s lifestyle and dreams are protected, even in your absence. Ready to secure your legacy? Talk to us about crafting a term life insurance plan that fits your life perfectly, and discover how our Life Insurance solutions can provide the comprehensive protection your family deserves.

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Customer Comments

I have had amazing experiences with Adamson & Associates from supporting me during a move (homeowners policy) to consistently providing top-notch customer service during times of need like after the derecho and forgetting about an expired auto ID card while renting a car. Mike, Erin, and the team provide A+ service — they’re all very quick and attentive. Thanks team!

Susan Metheny, Ankeny, IA

Just renewed home and vehicle policies. Great staff, organization, and customer service.

David McDonald , Des Moines, IA

They were very professional. With a welcoming staff and very nice facility. They were there to help anywhere from larger business accounts to personal accounts needs. I will highly recommend using Adamson Insurance & Associates.

Rebekah Jo , Ankeny, IA

Term Life Insurance

Flexible and Affordable